Tipos de interés de referencia en el mercado hipotecario (serie histórica)

Mes	MIBOR	EURIBOR	CECA	IRPH-B	IRPH-CA	IRPH-CE	DEUDA P.
12-2009	1,241%	1,242%					2,372%
11-2009	1,231%	1,231%	4,875%	2,487%	3,123%	2,859%	2,437%
10-2009	1,243%	1,243%	5,000%	2,554%	3,182%	2,921%	2,470%
09-2009	1,261%	1,261%	4,875%	2,632%	3,260%	2,990%	2,496%
08-2009	1,334%	1,334%	4,875%	2,811%	3,290%	3,084%	2,572%
07-2009	1,412%	1,412%	4,875%	2,945%	3,375%	3,187%	2,663%
06-2009	1,610%	1,610%	4,750%	3,010%	3,496%	3,294%	2,748%
05-2009	1,644%	1,644%	4,875%	3,154%	3,616%	3,411%	2,832%
04-2009	1,771%	1,771%	5,000%	3,355%	3,743%	3,573%	2,980%
03-2009	1,908%	1,909%	5,125%	3,581%	3,997%	3,821%	3,202%
02-2009	2,134%	2,135%	5,625%	4,120%	4,492%	4,324%	3,464%
01-2009	2,625%	2,622%	6,125%	4,684%	5,203%	4,983%	3,682%
12-2008	3,455%	3,452%	6,625%	5,635%	6,084%	5,891%	3,960%
11-2008	4,424%	4,350%	7,000%	6,166%	6,341%	6,258%	4,190%
10-2008	5,277%	5,248%	7,000%	6,159%	6,331%	6,253%	4,315%
09-2008	5,334%	5,384%	6,875%	6,176%	6,338%	6,265%	4,341%
08-2008	5,292%	5,323%	6,875%	6,150%	6,275%	6,218%	4,249%
07-2008	5,361%	5,393%	6,500%	5,960%	6,044%	6,006%	4,130%
06-2008	5,338%	5,361%	6,375%	5,777%	5,808%	5,794%	3,975%
05-2008	4,976%	4,994%	6,250%	5,533%	5,634%	5,587%	3,859%
04-2008	4,805%	4,820%	6,125%	5,380%	5,451%	5,418%	3,823%
03-2008	4,581%	4,590%	6,125%	5,313%	5,487%	5,404%	3,860%
02-2008	4,342%	4,349%	6,250%	5,518%	5,639%	5,582%	3,943%
01-2008	4,504%	4,498%	6,250%	5,596%	5,625%	5,611%	4,058%
12-2007	4,779%	4,793%	6,125%	5,515%	5,603%	5,562%	4,181%
11-2007	4,596%	4,607%	6,125%	5,539%	5,624%	5,585%	4,254%
10-2007	4,639%	4,647%	6,125%	5,534%	5,566%	5,551%	4,309%
09-2007	4,725%	4,725%	6,000%	5,466%	5,522%	5,497%	4,309%
08-2007	4,670%	4,666%	6,000%	5,381%	5,457%	5,422%	4,270%
07-2007	4,563%	4,564%	5,750%	5,283%	5,362%	5,326%	4,236%
06-2007	4,498%	4,505%	5,625%	5,135%	5,238%	5,190%	4,139%
05-2007	4,370%	4,373%	5,625%	5,054%	5,124%	5,092%	4,013%
04-2007	4,248%	4,253%	5,500%	4,950%	5,060%	5,008%	3,907%
03-2007	4,104%	4,106%	5,500%	4,943%	5,001%	4,975%	3,836%
02-2007	4,093%	4,094%	5,500%	4,854%	4,920%	4,890%	3,786%
01-2007	4,052%	4,064%	5,375%	4,780%	4,837%	4,811%	3,727%
12-2006	3,915%	3,921%	5,125%	4,738%	4,765%	4,753%	3,682%
11-2006	3,858%	3,864%	5,250%	4,622%	4,664%	4,645%	3,666%
10-2006	3,791%	3,799%	5,250%	4,521%	4,598%	4,562%	3,650%
09-2006	3,709%	3,715%	5,250%	4,377%	4,515%	4,451%	3,630%
08-2006	3,614%	3,615%	5,375%	4,320%	4,386%	4,355%	3,582%
07-2006	3,533%	3,539%	5,125%	4,163%	4,287%	4,229%	3,496%
06-2006	3,399%	3,401%	4,875%	4,055%	4,200%	4,132%	3,374%
05-2006	3,306%	3,308%	4,875%	4,002%	4,088%	4,048%	3,262%
04-2006	3,219%	3,221%	4,875%	3,758%	3,938%	3,852%	3,161%
03-2006	3,106%	3,105%	4,750%	3,682%	3,821%	3,756%	3,032%
02-2006	2,914%	2,914%	4,750%	3,642%	3,751%	3,701%	2,877%
01-2006	2,824%	2,833%	4,750%	3,520%	3,651%	3,591%	2,781%
12-2005	2,780%	2,783%	4,500%	3,330%	3,471%	3,404%	2,687%
11-2005	2,679%	2,684%	4,500%	3,173%	3,342%	3,264%	2,583%
10-2005	2,415%	2,414%	4,500%	3,125%	3,313%	3,225%	2,511%
09-2005	2,223%	2,220%	4,500%	3,087%	3,292%	3,197%	2,518%
08-2005	2,225%	2,223%	4,625%	3,072%	3,293%	3,190%	2,577%
07-2005	2,167%	2,168%	4,500%	3,064%	3,312%	3,196%	2,605%
06-2005	2,105%	2,103%	4,375%	3,164%	3,365%	3,270%	2,665%
05-2005	2,195%	2,193%	4,500%	3,203%	3,417%	3,318%	2,727%
04-2005	2,270%	2,265%	4,375%	3,215%	3,419%	3,325%	2,773%
03-2005	2,333%	2,335%	4,375%	3,265%	3,411%	3,343%	2,800%
02-2005	2,308%	2,310%	4,500%	3,234%	3,416%	3,332%	2,835%
01-2005	2,314%	2,312%	4,500%	3,236%	3,422%	3,334%	2,892%
12-2004	2,306%	2,301%	4,375%	3,265%	3,424%	3,349%	2,966%
11-2004	2,330%	2,328%	4,625%	3,314%	3,445%	3,383%	3,076%
10-2004	2,317%	2,316%	4,750%	3,235%	3,419%	3,332%	3,136%
09-2004	2,377%	2,377%	4,750%	3,286%	3,436%	3,367%	3,169%
08-2004	2,305%	2,302%	4,875%	3,335%	3,441%	3,392%	3,142%
07-2004	2,367%	2,361%	4,625%	3,252%	3,388%	3,323%	3,153%
06-2004	2,405%	2,404%	4,625%	3,245%	3,362%	3,307%	3,127%
05-2004	2,297%	2,297%	4,750%	3,144%	3,351%	3,255%	3,086%
04-2004	2,164%	2,163%	4,625%	3,165%	3,384%	3,279%	3,086%
03-2004	2,056%	2,055%	4,625%	3,241%	3,460%	3,358%	3,082%
02-2004	2,166%	2,163%	4,875%	3,342%	3,533%	3,446%	3,107%
01-2004	2,220%	2,216%	5,000%	3,358%	3,572%	3,475%	3,096%
12-2003	2,383%	2,381%	4,625%	3,374%	3,533%	3,458%	3,023%
11-2003	2,409%	2,410%	4,875%	3,310%	3,539%	3,432%	2,904%
10-2003	2,299%	2,303%	4,875%	3,343%	3,532%	3,442%	2,822%
09-2003	2,263%	2,258%	5,000%	3,335%	3,518%	3,428%	2,803%
08-2003	2,279%	2,279%	5,000%	3,381%	3,548%	3,470%	2,777%
07-2003	2,082%	2,076%	4,750%	3,457%	3,619%	3,541%	2,745%
06-2003	2,033%	2,014%	4,875%	3,617%	3,787%	3,707%	2,822%
05-2003	2,253%	2,252%	5,125%	3,764%	3,876%	3,823%	2,990%
04-2003	2,458%	2,447%	5,125%	3,825%	3,941%	3,886%	3,144%
03-2003	2,420%	2,411%	5,250%	3,878%	4,068%	3,976%	3,242%
02-2003	2,513%	2,504%	5,375%	4,053%	4,225%	4,146%	3,364%
01-2003	2,703%	2,705%	5,625%	4,190%	4,307%	4,252%	3,520%
12-2002	2,878%	2,872%	5,500%	4,253%	4,490%	4,380%	3,703%
11-2002	3,020%	3,017%	5,750%	4,408%	4,609%	4,517%	3,857%
10-2002	3,127%	3,126%	5,750%	4,542%	4,815%	4,690%	4,027%
09-2002	3,241%	3,236%	6,125%	4,698%	4,925%	4,818%	4,203%
08-2002	3,437%	3,440%	6,000%	4,883%	5,103%	4,999%	4,360%
07-2002	3,643%	3,645%	5,875%	4,916%	5,100%	5,009%	4,448%
06-2002	3,862%	3,869%	6,000%	4,925%	5,062%	4,995%	4,453%
05-2002	3,948%	3,963%	6,000%	4,917%	5,052%	4,985%	4,401%
04-2002	3,857%	3,860%	5,750%	4,799%	4,919%	4,860%	4,247%
03-2002	3,799%	3,816%	5,875%	4,695%	4,874%	4,785%	4,131%
02-2002	3,581%	3,594%	5,875%	4,650%	4,887%	4,768%	4,065%
01-2002	3,475%	3,483%	6,000%	4,562%	4,912%	4,737%	4,090%
12-2001	3,286%	3,298%	5,750%	4,685%	5,027%	4,852%	4,159%
11-2001	3,190%	3,198%	6,125%	5,009%	5,372%	5,190%	4,243%
10-2001	3,366%	3,369%	6,500%	5,206%	5,582%	5,390%	4,401%
09-2001	3,771%	3,770%	6,625%	5,480%	5,772%	5,627%	4,519%
08-2001	4,107%	4,108%	6,625%	5,587%	5,852%	5,723%	4,571%
07-2001	4,310%	4,311%	6,625%	5,634%	5,908%	5,768%	4,610%
06-2001	4,310%	4,312%	6,750%	5,640%	5,971%	5,806%	4,618%
05-2001	4,499%	4,520%	6,750%	5,757%	6,099%	5,926%	4,661%
04-2001	4,460%	4,481%	6,875%	5,814%	6,241%	6,025%	4,751%
03-2001	4,469%	4,471%	6,875%	5,971%	6,323%	6,147%	4,859%
02-2001	4,582%	4,591%	7,000%	6,128%	6,433%	6,280%	5,000%
01-2001	4,564%	4,574%	7,250%	6,248%	6,532%	6,390%	5,122%
12-2000	4,889%	4,881%	7,000%	6,260%	6,485%	6,371%	5,241%
11-2000	5,188%	5,193%	7,125%	6,224%	6,471%	6,348%	5,287%
10-2000	5,212%	5,218%	7,125%	6,163%	6,402%	6,284%	5,299%
09-2000	5,208%	5,219%	7,000%	6,238%	6,227%	6,232%	5,251%
08-2000	5,247%	5,248%	7,000%	5,977%	6,080%	6,029%	5,180%
07-2000	5,097%	5,105%	6,750%	5,883%	5,899%	5,891%	5,115%
06-2000	4,959%	4,965%	6,500%	5,653%	5,753%	5,703%	5,054%
05-2000	4,847%	4,849%	6,375%	5,490%	5,557%	5,522%	4,965%
04-2000	4,348%	4,365%	6,125%	5,320%	5,391%	5,353%	4,826%
03-2000	4,259%	4,267%	6,125%	5,173%	5,296%	5,231%	4,795%
02-2000	4,099%	4,111%	6,250%	5,118%	5,217%	5,166%	4,689%
01-2000	3,924%	3,949%	6,125%	4,997%	5,087%	5,040%	4,561%
12-1999	3,806%	3,826%	5,875%	4,876%	5,016%	4,940%	4,397%
11-1999	3,659%	3,689%	5,750%	4,772%	4,847%	4,807%	4,217%
10-1999	3,607%	3,684%	5,875%	4,578%	4,762%	4,665%	4,004%
09-1999	3,260%	3,301%	5,750%	4,436%	4,666%	4,545%	3,758%
08-1999	3,233%	3,237%	5,750%	4,316%	4,648%	4,471%	3,599%
07-1999	3,018%	3,030%	5,625%	4,263%	4,626%	4,435%	3,442%
06-1999	2,780%	2,836%	5,625%	4,296%	4,733%	4,502%	3,310%
05-1999	2,656%	2,683%	5,875%	4,454%	4,861%	4,644%	3,272%
04-1999	2,709%	2,756%	5,875%	4,599%	4,997%	4,787%	3,349%
03-1999	3,031%	3,046%	6,000%	4,654%	5,007%	4,816%	3,435%
02-1999	3,035%	3,030%	6,125%	4,787%	5,147%	4,950%	3,513%
01-1999	3,065%	3,062%	6,375%	5,015%	5,262%	5,131%	3,658%
12-1998	3,240%		6,125%	5,052%	5,265%	5,150%	3,864%
11-1998	3,618%		6,375%	5,176%	5,440%	5,296%	4,055%
10-1998	3,635%		6,625%	5,428%	5,575%	5,495%	4,245%
09-1998	3,830%		6,750%	5,439%	5,680%	5,548%	4,374%
08-1998	4,066%		6,875%	5,572%	5,697%	5,628%	4,464%
07-1998	4,137%		6,750%	5,513%	5,690%	5,592%	4,508%
06-1998	4,191%		6,750%	5,545%	5,744%	5,636%	4,547%
05-1998	4,220%		7,000%	5,603%	5,817%	5,700%	4,613%
04-1998	4,215%		6,750%	5,659%	5,906%	5,776%	4,707%
03-1998	4,161%		7,000%	5,827%	5,978%	5,896%	4,823%
02-1998	4,325%		7,125%	5,879%	6,099%	5,980%	4,947%
01-1998	4,421%		7,375%	5,988%	6,268%	6,115%	5,086%
12-1997	4,623%		7,250%	6,196%	6,328%	6,255%	5,167%
11-1997	4,807%		7,375%	6,252%	6,537%	6,385%	5,230%
10-1997	4,985%		7,500%	6,384%	6,662%	6,509%	5,282%
09-1997	4,990%		7,625%	6,463%	6,580%	6,518%	5,410%
08-1997	5,211%		7,750%	6,489%	6,687%	6,584%	5,552%
07-1997	5,125%		7,625%	6,624%	6,824%	6,715%	5,600%
06-1997	5,101%		7,875%	6,717%	6,949%	6,820%	5,680%
05-1997	5,170%		8,000%	6,971%	7,266%	7,104%	5,815%
04-1997	5,504%		8,250%	7,068%	7,355%	7,195%	5,981%
03-1997	5,788%		8,500%	7,216%	7,568%	7,379%	6,155%
02-1997	5,580%		8,625%	7,337%	7,922%	7,604%	6,387%
01-1997	5,491%		9,000%	7,573%	8,255%	7,867%	6,738%
12-1996	5,994%		9,250%	8,025%	8,345%	8,174%	7,098%
11-1996	6,388%		9,500%	8,289%	8,649%	8,444%	7,397%
10-1996	6,668%		9,875%	8,740%	8,905%	8,813%	7,654%
09-1996	6,975%		10,000%	8,813%	9,053%	8,938%	7,916%
08-1996	7,269%		10,375%	8,957%	9,143%	9,057%	8,172%
07-1996	7,201%		10,250%	9,009%	9,369%	9,195%	8,364%
06-1996	7,276%		10,625%	9,133%	9,644%	9,392%	8,592%
05-1996	7,419%		10,750%	9,541%	9,897%	9,729%	8,820%
04-1996	7,585%		11,000%	9,985%	10,064%	10,045%	9,129%
03-1996	8,365%		11,250%	10,152%	10,364%	10,284%	9,470%
02-1996	8,473%		11,500%	10,507%	10,598%	10,561%	9,695%
01-1996	8,659%		11,625%	10,733%	10,834%	10,810%	9,997%
12-1995	9,136%		11,750%	11,157%	10,803%	11,010%	10,365%
11-1995	9,430%		11,875%	11,236%	11,018%	11,135%	10,653%
10-1995	9,634%		12,125%	11,222%	11,037%	11,156%	10,828%
09-1995	9,572%		12,125%	11,422%	11,166%	11,303%	11,011%
08-1995	9,982%		12,125%	11,560%	11,151%	11,385%	11,287%
07-1995	10,272%		11,875%	11,328%	11,028%	11,217%	11,388%
06-1995	10,363%		11,875%	11,265%	11,026%	11,155%	11,468%
05-1995	10,300%		11,875%	11,356%	11,006%	11,186%	11,416%
04-1995	10,409%		11,750%	10,943%	11,014%	10,997%	11,327%
03-1995	10,506%		11,625%	10,913%	10,806%	10,875%	11,187%
02-1995	9,942%		11,375%	10,631%	10,584%	10,610%	10,976%
01-1995	10,422%		11,250%	10,343%	10,432%	10,428%	10,793%
12-1994	9,445%		10,875%	10,115%	10,378%	10,255%	10,531%
11-1994	9,019%		11,000%	9,784%	10,304%	10,071%	10,287%
10-1994	8,970%		10,875%	10,062%	10,282%	10,229%	9,969%
09-1994	8,875%		10,875%	9,955%	10,216%	10,129%	9,604%
08-1994	8,482%		11,000%	9,950%	10,275%	10,101%	9,179%
07-1994	8,345%		10,625%	9,855%	10,232%	10,046%	8,748%
06-1994	8,198%		11,000%	9,742%	10,484%	10,124%	8,363%
05-1994	7,835%		11,000%	9,952%	10,606%	10,277%	8,069%
04-1994	7,879%		11,250%	10,313%	10,820%	10,535%	7,966%
03-1994	8,041%		11,500%	10,565%	11,143%	10,792%	7,959%
02-1994	8,139%		12,000%	10,942%	11,425%	11,079%	8,027%
01-1994	8,090%		12,125%	11,379%	11,438%	11,351%	8,236%
12-1993	8,238%		12,375%	11,570%	12,160%	11,730%	8,607%
11-1993	8,742%		12,750%	11,910%	12,480%	12,030%	9,000%
10-1993	9,102%		13,000%	12,570%	12,910%	12,690%	9,475%
09-1993	9,334%		13,375%	13,640%	13,370%	13,430%	10,016%
08-1993	9,784%		13,625%	14,060%	13,560%	13,780%	10,563%
07-1993	10,221%		13,750%	14,180%	13,670%	13,860%	11,067%
06-1993	10,409%		14,000%	14,480%	14,150%	14,280%	11,541%
05-1993	11,963%		14,635%	15,140%	14,710%	14,890%	12,077%
04-1993	13,028%		14,750%	15,550%	14,800%	15,180%	12,442%
03-1993	13,245%		14,750%	15,680%	14,760%	15,260%	12,814%
02-1993	13,051%		14,750%	15,910%	14,940%	15,420%	13,146%
01-1993	13,843%		14,875%	15,920%	15,000%	15,440%	13,351%
12-1992	14,507%		14,625%	15,720%	14,980%	15,410%	13,337%
11-1992	14,119%		14,630%	15,600%	14,830%	15,240%	13,128%
10-1992	14,173%		14,625%	15,660%	14,640%	15,150%	12,875%
09-1992	14,173%		14,500%	15,340%	14,530%	14,960%	12,483%
08-1992	13,892%		14,375%	15,230%	14,490%	14,920%	12,107%
07-1992	13,137%		14,250%	15,070%	14,430%	14,760%	11,824%
06-1992	12,794%		14,250%	14,940%	14,510%	14,730%	11,638%
05-1992	12,485%		14,500%	15,180%	14,620%	14,930%	11,627%
04-1992	12,567%		14,375%	15,000%	14,660%	14,820%	11,691%
03-1992	12,528%		14,625%	15,170%	14,850%	15,000%	11,701%
02-1992	12,572%		14,625%	15,580%	14,930%	15,120%	11,722%
01-1992	12,761%		14,625%	15,580%	14,910%	15,210%	11,821%
12-1991	12,925%		14,500%	15,670%	14,750%	15,210%	11,906%
11-1991	12,682%		14,875%	15,780%	15,160%	15,460%	11,890%
10-1991	12,436%		14,875%	15,620%	15,280%	15,450%	11,892%
09-1991	12,274%		15,125%	16,040%	15,550%	15,740%	12,053%
08-1991	12,656%		15,000%	15,910%	15,280%	15,620%	12,289%
07-1991	12,646%		15,125%	15,760%	15,690%	15,730%	12,619%
06-1991	12,233%		15,375%	16,130%	15,710%	15,930%	13,043%
05-1991	12,519%		15,750%	16,370%	16,170%	16,330%	13,463%
04-1991	13,136%		15,750%	16,900%	16,100%	16,540%	13,912%
03-1991	13,590%		15,750%	17,120%	16,250%	16,760%	14,327%
02-1991	14,585%		15,875%	17,170%	16,220%	16,760%	14,631%
01-1991	15,292%		16,000%	17,200%	16,570%	16,920%	14,718%
12-1990	15,268%		16,000%	16,840%	16,280%	16,660%	14,706%
11-1990	15,197%		15,875%	17,180%	16,290%	16,770%	14,696%
10-1990	15,319%		15,625%	17,170%	15,810%		14,701%
09-1990	15,714%		15,625%	16,780%	15,750%		14,688%
08-1990	15,317%		15,625%	16,780%	15,850%		14,646%
07-1990	15,200%		15,625%	16,870%	15,870%		14,638%
06-1990	15,260%		15,500%	17,010%	15,810%		14,646%
05-1990	15,461%		15,500%	16,830%	15,740%		14,665%
04-1990	15,446%		15,375%	16,780%	15,640%		14,556%
03-1990	15,786%		15,250%	16,630%	15,330%		14,401%
02-1990	15,703%		15,000%	16,540%	15,260%		14,211%
01-1990	15,643%		14,875%	16,550%	15,100%		14,064%
12-1989			14,750%	15,960%	14,950%		13,940%
11-1989			14,875%	16,370%	15,030%		13,833%
10-1989			14,750%	16,060%	14,700%		13,779%
09-1989			14,500%	16,040%	14,640%		13,741%
08-1989			14,500%	15,930%	14,590%		13,711%
07-1989			14,125%	15,500%	14,270%		13,661%
06-1989			14,000%	15,240%	14,230%		13,568%
05-1989			14,000%	15,490%	14,240%		13,395%
04-1989			13,875%	15,190%	14,250%		13,172%
03-1989			13,750%	15,130%	14,080%
02-1989			13,500%	14,900%	13,820%
01-1989			13,375%	14,580%	13,850%
12-1988			13,250%		13,810%
11-1988			13,375%		13,780%
10-1988			13,375%		13,750%
09-1988			13,250%		13,830%
08-1988			13,375%		13,900%
07-1988			13,500%		14,180%
06-1988			13,625%		14,190%
05-1988			13,625%		14,290%
04-1988			13,750%		14,330%
03-1988			13,750%		14,580%
02-1988			13,875%		14,440%
01-1988			13,875%		14,480%
12-1987			13,625%		14,460%
11-1987			13,875%		14,410%
10-1987			13,750%		14,340%
09-1987			13,875%		14,600%
08-1987			13,875%
07-1987			13,750%
06-1987			13,750%
05-1987			13,625%
04-1987			13,250%
03-1987			13,375%
02-1987			13,375%
01-1987			13,500%
12-1986			13,250%
11-1986			13,625%
10-1986			13,750%
09-1986			13,875%
08-1986			14,000%
07-1986			14,000%
06-1986			14,000%
05-1986			14,125%
04-1986			14,250%
03-1986			14,250%
02-1986			14,375%
01-1986			14,500%

IRPH-B = IRPH BANCOS

IRPH-CA = IRPH CAJAS DE AHORRO

IRPH-CE = IRPH CONJUNTO DE ENTIDADES

DEUDA P. = DEUDA PÚBLICA

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